The main reason that homeowners choose mortgage refinance is to obtain a lower interest rate and lower their monthly payments, which can include consolidating expensive loans and credit cards. When refinancing a mortgage, the borrower pays off their ex… more »

The UK mortgage market is displaying all the signs of recovery, with higher percentage value lending options on offer increasing on a daily basis. The number of mortgage lenders offering fixed rate mortgages with a 90% LTV or higher nearly doubling ove… more »

Research has revealed that interest rates for first time buyers with deposits of 10% or more have reduced by more than 30% in the past three months. The average initial mortgage rates for borrowers at 90% loan-to-value (LTV) have dropped to 5.3%, which… more »