Best UK Mortgages, Quotes, Rates and Deals

Search & Compare Best UK Mortgages

Find the top deals that are on offer from UK lenders today – The mortgage comparisons table below is up dated real-time, so you can rest assured that you are looking at a live feed of the top deals on offer minute by minute – If there is a new best mortgage deal released, you will find details of it in the table below.

Finding the best UK mortgages takes a bit of work and effort, let the experts take the strain and do the job for you!

Use the options below, to select the details of the mortgage that you require, then click on “Search Now” to see your personalised best mortgage comparisons, and then simply click on the “Enquire” button next to the mortgage that you think fits your needs, and fill in the short form to find out more and connect with a mortgage expert…

Taking out a mortgage is likely to be the biggest financial undertaking you ever commit to. It is therefore the financial product where you can make the biggest savings. A difference of 0.5% in interest rates might not sound a lot, but over several years this can add up to several thousand pounds.

How to get the Best Mortgages UK

The mortgage comparison tool will help you find the best mortgage deals available in the UK, tailored to you and your specific circumstances. It is a quick and easy way to compare thousands of mortgage products across a whole host of lenders. Simply fill in your details, and be connected with a mortgage expert who will find the best mortgage deals in the UK for you.

Why do interest rates vary so widely?

There are a number of reasons that the interest rates on mortgages differs so much. Much of it is down to the loan to value ratio that you require, with lenders usually willing to reward borrowers with the biggest deposits with the best mortgages.
With interest rates at an all-time low, many of the best mortgage deals in the UK are for short term, fixed periods. Whilst these can on the face of it appear to be good deals, it is important to also consider the booking fees attached. Paying a booking fee in the region of £1000 will give you access to some of the best interest rates, however if you are only borrowing a relatively small amount of money, these may not be the best mortgage rates for you.
By choosing a fixed rate mortgage, it might not feel like you are getting the best mortgage rates at first, however it is important to consider that a mortgage is usually a very long term loan. It is likely that interest rates will go up in the future, and when they do, variable rate mortgages will go up with them, so what seemed like one of the best mortgages at the time might not actually give you the best mortgage rates in the long term.

If it’s important to plan ahead, then a fixed rate mortgage might be for you.

Let The Experts Find The Best Fixed Rate Mortgage Deals For You To Compare…

What is a Fixed Rate Mortgage?

UK Fixed Rate Mortgage deals are intended to allow the borrow to budget for a fixed amount of time with their outgoings, by knowing that whatever happens, their mortgage repayments are fixed at a set amount and won’t change.
By taking out this type of mortgage, UK homeowners can set the interest rate on their mortgage at a fixed level for the term of their choice. Typically, UK mortgage lenders who offer that ability to take out a fixed rate offer terms from 1 year to 5 years, although some fixed rate mortgages are available for the whole term of the mortgage, which can be for as long as 25 years.

The main advantage of a fixed rate mortgage is having the ability to budget, protecting the borrower from increases in interest rate rises, even if the Bank Of England base rate goes up or down, your mortgage repayments will not change.

What are the advantages of a fixed rate mortgage?

  • Straightforward budgeting – You will know what you are paying each month
  • Protection and saving money – By fixing your rate, you will be protected from interest rate increases
  • You can choose from various fixed rate periods – UK mortgages can be fixed for anything from 1 years to 25 years.

Click on “Enquire” or “Get Your Quotes” above to connect with an expert and find out more about the best UK fixed rate mortgage deals.

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