Instant Credit Check - Online Credit Reports
UK Finance Price Comparisons Specialists

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What is a Credit Search?

Understand what's on your credit search file - Online answers and secrets to overcoming credit search problems.

What will effect your Credit Search Result?

Many different factors are used, but the main ones are:

Your Payment history - Missed or Late payments will lower your search score.

Public records - Bankruptcies, IVA's and CCJ's will lower your credit search score.

Amount that you owe - Too much debt will damage your credit search score

Length of credit check history - The longer your credit history is the better.

To Many New accounts - Opening to many new accounts in a short time may lower your score.

The Number of Searches - Every finance application will leave a search record on your credit report. A large number of recent searches will lower your score.

To find out exactly what your credit search is, Simply click on the link!

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