What is a Credit History?
Find out and understand what's on your credit history file - Online answers and secrets to overcoming credit history problems.
What will effect your Credit History?
Many different factors are used, but the main ones are:
Your Payment history - Missed & Late payments will lower your score.
Public records - Bankruptcies, IVA's and County Court judgments will lower your score.
Amount that you owe - Too much debt will damage your credit history score
Length of credit check history - The longer your credit history is the better.
To Many New accounts - Opening to many new accounts in a short time may lower your score.
The Number of Searches - Every finance application will leave a search record on your credit report. A large number of recent searches will lower your score.
To find out exactly what your credit history is, Simply click on the link!
