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Excellent Rate Credit Credit Cards

Search through the excellent credit offers below.

Compare offers side by side to determine which card is best for you.

Apply for the credit card of your choice by filling out a secure online application.

Capital One Platinum

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
0% *	0% *	1.70%*	9.90% (variable)*	None*	Excellent Credit*

Barclaycard Platinum

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
0% for 3 months*	0% for 14 months*	3.00%*	14.90%* (Variable)	None*	Excellent Credit*

Capital One Cashback Card

Earn a huge 4% Cashback on all purchases for the first 3 months
Plus, you'll continue to earn 1% Cashback on all purchases after the first 3 months
No catches - you'll get Cashback on every purchase you make

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
N/A	N/A	3.00%*	15.90% (variable)*	None*	Excellent Credit*

Post Office 2 in 1 Card

0% on balance transfers for 10 months*
0% on purchases for 3 months
0% commissions on purchases overseas
0% interest for five months on all balance transfers made during your anniversary month in 2008 and 2009
lower interest rate on big purchases
free purchase and fraud protection
helpline available 365 days in a year

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
0% for 3 Months*	0% for 10 Months*	2.75%*	15.9%* (Variable)	None*	Excellent Credit*

Barclaycard Flexi-Rate

You should be over 21 and earning at least £10,000 per year to apply
Do not apply if you are a student, existing Barclaycard holder, or have missed multiple payments on another credit card within the last 12 months
0% on Balance Transfers now 10 months
0% on New purchases for 10 months
14.9% APR

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
0% for 10 months*	0% for 10 months*	2.50%*	14.90%* (Variable)	None*	Excellent Credit*

American Express Platinum MoneyBack Credit Card

3% MoneyBack for your first 3 months, then up to 1.5% MoneyBack with no limit to what you can earn
24/7/365 customer service
Purchase protection alleviates the worry of "what if" on your purchases in case of loss, theft or accidental damage
Refund Protection lets you buy with peace of mind, offering a refund of up to £200 on eligible purchases, if a UK retailer won't give you one

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	15.90%* (Variable)	None*	Excellent Credit*

The GM Card

0% per annum on all purchases and balance transfers, fixed for the first five months from account opening, after which it will revert to the variable rate. A 2% balance transfer handling fee applies (minimum £5).
Rebate Points are earned at the rate of 3% of your spend; 1 Rebate Point is equivalent to a £1 saving off the price of your new Vauxhall or Saab (subject to the Model Line Maximum).
Partner Points are earned on top of your normal Rebate Points whenever you shop at The GM Card Partners. The Partner Points rate is currently 3% of your spend.
100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
Online decision in just 60 seconds.

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
0% for 5 Months*	0% for 5 Months*	2.00%*	14.90%* (Variable)	None*	Excellent Credit*

British Airways American Express Credit Card

The British Airways American Express Cards can transform your everyday spending into British Airways flights
Earn 1 BA Mile for virtually every £1 you spend
Redeem your BA Miles on a British Airways flight, and if you’ve spent £20,000 on your Card in one year, we’ll give you another ticket for a companion, for the same flight
To celebrate your first purchase we'll reward you with 1,000 BA Miles

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	17.90%* (Variable)	None*	Excellent Credit*

British Airways American Express Premium Plus Card

The British Airways American Express Cards can transform your everyday spending into British Airways flights
Earn 1.5 BA Miles for virtually £1 you spend and earn double (3) BA Miles on BA flight and BA Holidays.
Redeem your BA Miles on a British Airways flight, and if you’ve spent £10,000 on your Card in one year, we’ll give you another ticket for a companion, for the same flight.
To celebrate your first purchase we'll reward you with 6,000 BA Miles, enough to enjoy your first reward flight to one of our selected European destinations.

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	Incl. Annual Fee 37.80%* (Variable)	£120.00*	Excellent Credit*

The Nectar Credit Card from American Express

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	15.90%* (Variable)	None*	Excellent Credit*

American Express Platinum Business Credit Card

Save up to 2% MoneyBack when you buy supplies, tools, material and equipment for your business.
Your business will have access to the type of savings usually only reserved for large corporations; Savings partners include HP, Hertz, Eurostar, Holiday Inn, DHL, Orange and more
Earn Membership Rewards points even faster with extra Charge Cards for your employees

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	14.90% (variable)*	None*	Excellent Credit*

The Nectar for Business Credit Card from American Express

Earn up to 4 points per £1 spent at participating Nectar sponsors by using both the Nectar for Business Credit Card and your Nectar loyalty card together.
Earn 1 point for almost every £1 spent elsewhere - wherever American Express® is welcomed, worldwide.
Chip and PIN, Online Fraud Guarantee as well as both Refund and Purchase Protection.
Free end-of-year tax report breakdown of the year's business expenditures

Intro APR	Balance Transfer APR	Transfer Fee	Typical APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	15.90% (variable)*	None*	Excellent Credit*

Written quotations are available on request - subject to status.

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