Compare UK 0% Purchase Credit Cards

Latest offers and deals for the cheapest zero percent purchase credit cards available from the top UK credit card companies – Save a fortune by making those expensive new purchases like a new car on the best 0% purchase credit card to save yourself money by not paying any interest on the purchase value for the full term of the offered rate.

Check Out the 0% Purchase credit cards on offer in the table below

Our experts Search and Compare the best 0% for new purchases credit cards for UK lenders to find the best deals that available across the UK.

ProviderRepresentative APR (variable) 0% Purchases0% Balance Transfers RewardsQuote
A Personalised Illustration of the best cards available will be provide upon enquiry and subject to status.
Barclaycard Platinum With Balance Transfer (31 Mths)18.90% 6 months 31 months - Fee: 2.99% None
Barclaycard Platinum With Balance Transfer (30 Mths) 18.90%6 months30 months - Fee: 2.89% None
Tesco Bank Clubcard Credit Card (Balance Transfer) 18.90%3 months29 months - Fee: 2.9% Points
Barclaycard Platinum With Balance Transfer (28 Mths) 18.90%6 months28 months - Fee: 2.44% None
Barclaycard Platinum Purchase 18.90%14 months18 months - Fee: 2.49% None
Barclaycard Platinum Low Balance Transfer Fee 18.90%6 months16 months - Fee: 1.5% None
AA Balance Transfer Credit Card 17.90%3 months16 months - Fee: 2.9% Points
Tesco Bank Clubcard Credit Card with Low BT Fee 18.90%12 months12 months - Fee: 0.85% Points
AA Rewards Credit Card 16.90%10 months12 months - Fee: 3% Points
Tesco Bank Clubcard Credit Card (Purchase) 18.90%18 months3 months - Fee: 2.9% Points
Santander 123 Credit Card 22.80%1 month1 months - Fee: 5% Cashback
Barclaycard Initial Credit Card 34.90%3 MonthsN/ANone

If you’re planning on a sizable spend on one or several costly purchases, you could consider selecting any of the 0% purchase credit cards we have to offer. This allows you to spread the cost of the item overall several months, while also avoiding additional costs in paying interest.

Repaying your debt by the end of the introductory 0% period, making your repayments on time, and abiding by the terms and conditions stipulated when you make your agreement, means you won’t pay any interest. Generally speaking, the longer your credit cards 0% on purchases interest-free period, the more likely you are to repay your balance in full, without additional interest rate charges.

It is advisable that you avoid using your credit card for cash withdrawals, as the interest-free deals on 0% purchase credit cards only apply to purchases made in shops, with the direct use of the card.
Withdrawing cash will lead to the inability to take advantage of the 0% deal, as well as a charging fee and the highest levels of interest rate. Additionally, you will not be entitled to the Consumer Credit Act purchase protection, which applies to credit card purchases with values ranging from £100 to £30,000.

Outstanding balances on credit cards 0% on purchases begin to accumulate interest at the end of the interest-free period at the cards’ standard APR rates.

If you believe that you will be able to pay off the loan within the interest free periods, it is recommended that you opt for credit cards % on purchase with the longest 0% periods, provided you draw a realistic personal repayment plan, including back-up direct debit, setting money aside and clearing sufficient funds in your account by the end of the 0% purchase credit cards interest free period.
Our comparison table allows you to compare credit cards 0% on purchases easily and conveniently, and also to apply for the card of your choice. Select from the range of card providers and options we offer the one that suits you best. If you’re still not entirely sure which is the best option for you, contact Moneymatchmaker and we’ll assist you promptly.

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